Privacy Policy

WHAT DOES FIRST NATIONAL BANK & TRUST COMPANY OF MIAMI DO WITH YOUR PERSONAL INFORMATION?

‍

WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

‍

WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and credit history
• Account balances and transaction history
• Checking account information and payment history

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

All financial companies need to share customers' personal information to run their everyday business. Below, we list the reasons financial companies can share their customers' personal information, the reasons First National Bank & Trust Company of Miami chooses to share, and whether you can limit this sharing.

Who we are

Who is providing this notice?
First National Bank & Trust Company of Miami

‍

What we do

How does First National Bank & Trust Company of Miami protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic, and procedural safeguards to protect this information, and we limit access to information to employees for whom access is appropriate.

How does First National Bank & Trust Company of Miami collect my personal information?
We collect your personal information, for example, when you:

• Open an account or apply for a loan
• Give us your contact information or show your Driver’s License
• Apply for financing

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?
Federal law gives you the right to limit only:

• Sharing for affiliates' everyday business purposes – information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
‍

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.

• First National Bank & Trust Company of Miami does not share with affiliates.

Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.

• First National Bank & Trust Company of Miami does not share with nonaffiliates so they can market to you.

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• First National Bank & Trust Company of Miami does not jointly market services.