Business Checking
Flexible accounts designed for Miami's dynamic business landscape.
Simplify Your Business Finances with Our Easy Account Management Solutions
Our Business Checking accounts are designed to make managing your finances effortless. Enjoy seamless access to your funds and powerful tools tailored for small and medium-sized businesses.
Minimum Deposit - $100.00
Withdrawals of pre-authorized/automatic transfers are limited to 6 per statement cycle.
No limit on withdrawals made by mail, ATM, or in person.
Interest is calculated on daily ending balance & paid monthly.
Balance requirement must be maintained to earn the current interest rate.
Cash management options
Minimum Deposit - $100.00
$.10 per foreign item deposited
$.10 per $100 credit on the minimum balance up to the amount of service charge.
$1,000 or more
Minimum balance $0 - $999
$.15 per check
No Charge
$5.00
Monthly Service Charge:
If the account maintains $1,000.00 daily balance, none of the above charges apply.
Cash Management
First National Bank offers our Business Customers additional online services through a Cash Management system. Cash Management is an internet-based system that allows you to set up multiple users with different levels of access and control, while providing you with numerous expanded capabilities from the Business Online Banking.
Some expanded capabilities are: (Subject to fees)
Automated Clearing House (ACH) Origination
ACH batch summary and detail reports
ACH Batches
NACHA Imports
Electronic Federal Tax Payments (EFTPS)
Summary and detail reports
History of ACH batches
Boost Your Business Savings with Money Market Accounts
Our Business Money Market Accounts offer competitive interest rates and flexible access to your funds. Designed for businesses looking to maximize their savings while maintaining liquidity, these accounts are a smart choice for your financial growth.
Withdrawals of pre-authorized/automatic transfers are limited to 6 per statement cycle
Account balance requirement must be maintained for the account to earn the current "market rate" of interest
No limit on withdrawls made by mail, ATM or in person
Interest paid monthly
Interest is calculated on daily ending balance
Interest rate may vary weekly
Interest rate posted in bank lobby
Minimum Opening Deposit - $5,000.00
Average daily balance above $5,000
Average daily balance below $5,000
Fee per withdrawl in excess of allowed
No Charge
$15.00
$2.50
Monthly Service Charge:
$15.00 monthly fee if the account balance requirement is not maintained.
For more information, contact our New Accounts Department at
(918) 542-3371
Experience Seamless Mobile Banking App
Manage your finances effortlessly with our secure and user-friendly online banking app platform. Click below to download.
Discover Our Competitive Fees and Rates for Business Checking Accounts
At First National Bank, we understand that every dollar counts for your business. That's why our business checking accounts come with competitive fees and rates designed to help you manage your finances effectively.
Low Fees
Enjoy low monthly maintenance fees that keep your banking costs down.
Cash Management Services
Take advantage of our comprehensive cash management services that streamline your business operations and enhance liquidity.