Your Personal Checking Options
Explore our diverse checking accounts designed for your unique financial needs and lifestyle.
Explore Our Range of Checking Accounts Tailored for Your Needs
Our checking accounts are designed to meet the diverse needs of our customers. Whether you prefer non-interest bearing or interest-bearing options, we have the perfect account for you.
Non-Interest Accounts
Choose from Regular Checking, First Prestige Club, or Senior Citizen Checking.
Interest Accounts
Choose from a selection of accounts: First NOW, Super NOW, and First Money Market accounts.
Regular Checking Account: Simple, Convenient, and Community-Focused
Our Regular Checking Account is designed for everyday banking needs, offering easy access to your funds.
Minimum Opening Deposit - $100.00
Minimum balance above $1,000
Minimum balance $0 - $199
Checks paid
Checks deposited other than FNB check
Minimum balance $500 - $999
Minimum balance $200 - $499
No Charge
$3.00
$5.00
$6.00
$0.20 each
$0.10 each
Monthly Service Charge:
If the account maintains $1,000 daily balance, none of the above charges apply.
For more information or applications, contact our New Accounts Department at
(918) 542-3371
Exclusive Benefits with the First Prestige Club Checking Account
The First Prestige Club offers a premium banking experience with personalized services and exclusive perks.
30 Free Checks Per Month
Free Personalized Checks
Free Cashier's Checks & Money Orders
$12,000 Accidental Death Insurance Policy
Everyday Rebates & Cash Back Rewards
Rx Advantage & Vision Discounts
Card Partrol plus Fraud Support
Bonus Travel Services
Notary Service
Minimum Opening Balance - $100.00
Minimum balance above $1,000
For Each Additional Check
Minimum balance $0 - $999
First 30 checks per statement cycle
$5.00
$7.00
No Charge
$0.20 each
Monthly Service Charge:
For more information or applications, contact our New Accounts Department at
(918) 542-3371
Financial Freedom with Our Senior Citizen Checking Account
Our Senior Citizen Checking Account is designed specifically for those aged 62 and above, offering a range of benefits tailored to your needs.
Customer must be at least 62 years of age
No Service Charge
Regular Checking Account
Regular Checking Account
No Charge
Monthly Service Charge:
For more information or applications, contact our New Accounts Department at
(918) 542-3371
Interest Bearing Accounts
Benefits of Our First NOW Checking Accounts
The First NOW Checking Account offers a competitive interest rate while providing easy access to your funds. Enjoy the flexibility of online banking and mobile app features for seamless management.
Interest rate posted in bank lobby
Interest rate may vary weekly
Interest is calculated on daily ending balance
Interest is paid monthly
Those eligible: Individuals, proprietorships, non-profit organizations and government units
Minimum Opening Deposit - $1,500.00
Minimum balance above $1,500
Minimum balance $0 - $499
Checks paid
Checks deposited other than FNB check
Minimum balance $1000 - $1,499
Minimum balance $500 - $999
No Charge
$3.00
$4.00
$5.00
$0.15 each
$0.06 each
Monthly Service Charge:
If the account maintains $1,500 daily balance, none of the above charges apply.
For more information or applications, contact our New Accounts Department at
(918) 542-3371
Benefits of our Super NOW Checking Accounts
The Super NOW account offers competitive interest rates while providing easy access to your funds. Enjoy the flexibility of online banking and unlimited check writing, making it perfect for your everyday needs.
Interest is calculated on daily ending balance & paid monthly
Partnerships and corporations are not eligible
Minimum Opening Deposit - $2,500.00
Average balance above $2,500
Average balance $0-$2,499
Checks paid
No Charge
$10.00
$0.50 each
Monthly Service Charge:
If the account maintains $2,500 daily balance, none of the above charges apply.
For more information or applications, contact our New Accounts Department at
(918) 542-3371
Discover Your Money Potential with a Personal First Money Market Account
The First Money Market account offers a competitive interest rate while providing easy access to your personal funds. Enjoy the flexibility of a checking account combined with the earning potential of a savings account.
Interest rate posted in bank lobby
Interest rate may vary weekly
Interest is calculated on daily ending balance
Interest is paid monthly
Account balance requirement must be maintained for the account to earn the current "market rate" of interest
Withdrawls of pre-authorized/automatic transfers are limited to 6 per statement cycle
$2.50 fee per withdrawl in excess of the allowed
No limit on withdrawls made by mail, ATM or in person
Minimum Opening Deposit - $2,500.00
Average daily balance above $2,500.00
Minimum Opening Desposit & Account Balance Requirements
$10.00 (Personal) monthly fee if the account balance requirement is not maintained.
Average daily balance above $2,500
Average daily balance below $2,500
Fee per withdrawl in excess of allowed
No Charge
$10.00
$2.50
Monthly Service Charge:
For more information or applications, contact our New Accounts Department at
(918) 542-3371
