Interest Rates
Annual Percentage Yields are accurate as of December 31, 2024
Certificates of Deposit
Interest Rate (%)
APY (%)*
Required Balance
7 Days
.10
.10
$2,500
30-120 Days
.10
.10
$2,500
6 Months
.20
.20
$2,500
12 Months
.30
.30
$1,000
18 Months
.40
.40
$1,000
24 Months
.50
.50
$1,000
30 Months
.60
.60
$1,000
36 Months
.70
.70
$1,000
48 Months
.85
.85
$1,000
Individual Retirement Accounts (IRA)
Interest Rate (%)
APY (%)*
Required Balance
Fixed Rate (18 month)
.40
.40
$1,000
Variable Rated
.20
.20
$1,000
Other Interest Bearing Accounts
Interest Rate (%)
APY (%)*
Required Balance
First Now Account
.10
.10
$1,500
First Super Now Account
.10
.10
$2,500
First Money Market Account (Personal)
.15
.15
$2,500
First Money Market Account
(Non-Personal)
(Non-Personal)
.15
.15
$2,500
Savings Account
.10
.10
$50
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