Update Posted: 02/10/2023


Dear Customers:

The First National Bank & Trust Company of Miami is pleased to announce that we have changed your Debit/ATM Card! Beginning March 6th, we introduced a new Debit MasterCard, ATM & Business Debit MasterCard.

IMPORTANT REMINDERS for your New ATM/Debit Cards! New ATM, Debit or Business Debit Cards were mailed out on February 20th. You will be required to activate the new card before using it for purchases. Just follow the instruction that will appear on the front of the card. Your new ATM or Debit Card will ensure access to all your existing accounts with absolutely no interruption in service.

ACTIVATE YOUR CARD - Once you get your new card in the mail you will need to activate it by following the instructions on the label that is on the card. You will also need to set the PIN. You can set the PIN by entering your current PIN that you are using now or if you prefer, you can change your PIN to another number. For your protection, do not select 1234 or 0000 as your PIN, or any part of your Social Security Number or phone number. Please be sure to destroy your old card once your new card is activated after March 6th.

Your new Card will be Contactless! You can choose to pay for purchases by simply holding or tapping your card on the checkout terminal at participating retailers – simply look for the contactless symbol where contactless payments are accepted. You can also use your chip by sliding it into the checkout terminal machine to make your purchase.

EnFact – To protect your bank account from debit card fraud, the Bank participates in a program called EnFact. It is a Fraud Detection Program that monitors debit card transactions for potential fraud. If it suspects fraudulent debit card use, our monitoring agency will either send you a text or call you to validate the legitimacy of the suspect transactions. These experienced fraud analysts work around the clock, watching for any suspicious activity and will contact you immediately if they detect potential fraud on your card.

IMPORTANT – Recurring Payments! If you have used your existing First National Bank Trust Company Debit MasterCard or Business Debit MasterCard to pay for services that are billed directly to your card, such as Internet services, insurance, gym fees, Venmo, PayPal, etc., be sure to contact them and provide them with your updated card information such as the expiration date and CVV number on the back of your card.

If you have any questions about your new card, please contact The First National Bank & Trust Company of Miami at (918) 542-3371. We appreciate your continued business!


Update Posted: 5/27/2021


The First National Bank & Trust Company of Miami is an Equal Opportunity Employer and has Full & Part time positions available.

Employee Benefits can include:

  • Holiday Pay
  • Vacation Time
  • Sick Leave
  • 401(k) Retirement
  • Medical Insurance
  • Dental Insurance
  • Group Life Insurance
  • Short & Long Term Disability

To apply, you can pick up an application at each Branch Location:

  • 2 N Main St – Miami
  • 1749 N Main Street – Miami
  • 32 W Conner – Fairland

For more information, please contact:
HR Department or Tammy Bro at 918-542-3371